Subcontractor Management for Florida Contractors

Full subcontractor management for Florida general contractors. Audit Monkey handles COI collection, certificate tracking, subcontractor payments, and compliance documentation — keeping your projects audit-ready year-round.

Why Subcontractor Management Matters for Florida GCs

Missing COIs Cost Florida GCs $75,000+ Per Audit on Large Sub Networks

Roofing GC COI Exposure: Up to $25 Per $100 of Uninsured Sub Payroll

Missing or expired subcontractor certificates of insurance (COIs) are the single most common cause of insurance audit overcharges in Florida. When an auditor cannot verify a sub has their own workers' comp and GL coverage, they add that sub's payroll to your policy at your class code rate. For a roofing GC paying $500,000 to subs, this can add $75,000 or more to a single audit bill.

What Audit Monkey's Subcontractor Management Includes

COI Collection Before Work Begins — Not After the Audit Bill Arrives

Audit-Ready Sub Compliance File Maintained Year-Round

• COI collection from every subcontractor before work begins
• Coverage verification against your policy requirements
• Expiration tracking and renewal requests
• Subcontractor payment processing and documentation
• Audit-ready COI file maintained year-round
• W-9 collection and 1099-NEC preparation

Pricing

Subcontractor management is available as a standalone service or bundled with bookkeeping and payroll. Contact Audit Monkey at (239) 323-0785 for a custom quote based on your number of active subcontractors.