Florida Workers' Comp Class Codes: NCCI Lookup for Contractors

Workers' compensation class codes are assigned by the National Council on Compensation Insurance (NCCI) and determine how much you pay per $100 of payroll. Using the correct codes — and properly segregating payroll — can save Florida contractors thousands annually.

Most Common Florida Contractor Class Codes

NCCI Class Code 5551 — Roofing: Highest Rate in Florida at $15–$25 Per $100

Class Code 8810 Clerical: Lowest Rate — Maximize Payroll Assigned Here

Payroll Segregation by Class Code: The Single Biggest Premium Reduction Strategy

• 5551 — Roofing: Highest-rate code in Florida. All roofing installation and repair work.
• 5645 — Carpentry (Residential): Residential framing, finish work, and trim.
• 5403 — Carpentry NOC: Commercial carpentry and GC work.
• 5183 — Plumbing: Plumbing installation and repair.
• 5190 — Electrical Wiring: Electrical contractors.
• 5537 — HVAC: Heating, ventilation, and air conditioning work.
• 8810 — Clerical: Lowest-rate code. Office employees only.