Plumbing contractors in Florida (class code 5183) face annual workers' comp and GL audits. Audit Monkey specializes in plumbing insurance audit defense for Florida contractors. Audit Monkey reviews plumbing audits, corrects class code errors, and disputes overcharges for plumbing contractors.
Common Plumbing Audit Errors
- Plumber vs Helper vs Service Tech Payroll Segregation (Class Code 5183)
- Plumbing Subcontractor COI Requirements for Florida Audit Compliance
- Clerical and Office Staff Payroll Segregation for Plumbing Contractors
- Misclassification of plumbers vs helpers vs service techs
- Missing subcontractor COIs for sub-contracted plumbing work
- Incorrect payroll segregation between 5183 and clerical codes
Frequently Asked Questions
What NCCI class codes apply to plumbing contractors in Florida? Florida plumbing contractors primarily use class code 5183 (Plumbing - Heating - Cooling). Audit Monkey verifies that plumbing employees are correctly classified and that any employees doing different types of work are segregated into the appropriate class codes, ensuring compliance for Florida plumbing contractors.
How do plumbing subcontractors affect my workers' comp audit? If a plumbing subcontractor hired by a Florida plumbing contractor does not have their own workers' comp coverage, the carrier will add their payroll to the plumbing contractor's audit at the plumbing contractor's class code rate. For plumbing, at an estimated $8–$12 per $100 of payroll, a subcontractor with $200,000 in payroll can add $16,000–$24,000 to the plumbing contractor's bill. Audit Monkey collects and verifies Certificates of Insurance (COIs) from all plumbing subcontractors to prevent these additional charges for Florida plumbing contractors.
Can I get a free plumbing contractor audit review? Yes. Audit Monkey offers a free plumbing contractor insurance audit review. Plumbing contractors can call Audit Monkey at (239) 323-0785 for a free plumbing contractor insurance audit review. Audit Monkey serves plumbing contractors throughout Florida and can review plumbing audit worksheets remotely.