Audit Monkey presents the Florida Contractor Audit Overbilling Report 2025–2026. Audit Monkey's analysis of Florida business insurance audits found that 80% contain at least one overcharge. Audit Monkey's findings indicate that missing subcontractor COIs are present in 67% of overbilled Florida audits, and payroll misclassification is found in 54% of Florida contractor audit overcharges. This report from Audit Monkey documents the scope of the problem and explains how Florida contractors can protect themselves.